The Pre-Arrangement of a Funeral is making the provisions prior to the time of death, concerning the final disposition of that person, and selecting the type of Funeral Services which that person desires.
Why Pre-Plan?
By choosing a plan in advance, for either yourself or a family member, the emotional and financial burdens of the funeral will be lessened. Traditionally, surviving family members have been faced with difficult decisions upon a loved one’s death. By pre-planning, these decisions are made in advance allowing survivors relief from the stress and confusion of making often hasty decisions.
Pre-planning is also a very important part of estate planning.
Pre-arranged and pre-funded Irrevocable Funeral Plans and Trusts are how the State and the Insurance Industry permits the Funeral Director and Counselors to Legally establish the pre-arrangement, so the funds are there in the future.
Three most expressed reasons why people choose to pre-arrange:
- Relieves Emotional Burden of Loved Ones.
- Ensures Their Wishes are Followed
- Locks in the Cost of the Funeral at Today’s Pricing
Latest Statistics Indicate
- 93% of all families are totally unprepared when a death occurs
- 87% of all widows have to borrow money or go back to work just to pay for husband’s final expenses
- 82% of all final arrangements are made by women
- By year 2000, half of all funeral performed will be pre-arranged.
As part of Funeral Arrangement certain Cash Advancements may also be included.
These are checks the Funeral Director will write for items such as:
- the obituary notice - “The Toledo Blade”
- certified transcripts of death and permit fees
- interment fees for the cemetery
- monuments or markers
honorarium to the church - musician fees
- floral arrangements
- state sales tax
Funding Options are available as a Single Payment, Monthly Payments, Quarterly Payments, or Annual Payments. Our Family Service Counselor Jan Eckel, will assist you in explaining the funding options available and their benefits.